Tag - identity theft

Behind closed doors – how do hackers use your personal information?

You may have been the victim of a data breach or online hack. Or you may have just heard about the bad things a risky situation such as identity theft can cause to someone. But do you know exactly what a hacker can do with your personal and financial information?

Hackers operate in different ways, but the end result is mainly the same: they would steal your information and use it in their benefit. Surprisingly enough, they are not always interested in making money; some are just so ambitious that they just want to prove a point, such as how vulnerable the online system of a big company is.

Regardless of the reasons that lie behind their actions, it’s time that you find out the possible risks you’re exposed to when a mass data breach (such as the most recent and much talked about Equifax case) occurs.

First, here is the big picture: online fraud cases similar to Equifax are the most dangerous because they would reveal the most important of your private information: social security number along with financial information (credit and debit card details, amount of your salary, etc.), plus personal information like birth date and home address. These are like wholesale candy for hackers and this information combined would make it all easier to commit frauds.

Here is what a hacker can do with your personal details such as social security number, e-mail address and/or phone number:

  1. Apply for a loan or credit card

With your social security number, a hacker can open a bank account or apply for a loan in your name. As you may guess, the moment the loan needs to be repaid, the hacker will simply consider it’s not his/her duty to do that, so you’ll start receiving calls from the bank, since your name and personal details are linked to the loan or bank account.

       2. Rent a home under your name

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10 Rules for Safe Online Shopping

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While doing all (or most) of your shopping online is definitely very convenient, you must never throw safety to the wind when it comes to the websites you share your financial info with.

In order to make sure that your data & money don’t fall into the wrong hands, we’ve prepared a short and handy guide for safe online shopping, 10 basic rules that will protect your personal, confidential, top-secret info:)

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Why Android Malware is worse than you thought

The future will not only be about thinner, faster, and bendable smartphones, but it will definitely also be about security and bigger online threats.

Let’s imagine a scenario where you don’t need to take photos anymore because Google will simply choose the best pictures from a live stream of the day’s events just to make your life easier.

Soon you won’t even need to decide what to eat, your Android phone will know exactly what you need and what you like, showing you the most suitable foods for your age. So long decision paralysis, right?

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But there’s so much hype around the future of Android that we forget to see the obvious threats, the alarmingly increasing number of Android malware, and the criminal activities carried out on smartphones.

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Prevent Identity Theft: 5 Simple Tips to Stay Safe Online

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I know that even as you’re reading this, you’re still trying to find an answer to the question “is Jon Snow dead or not,” so let me start by telling you this: Winter is coming.

Now here’s why:

$16 billion were stolen from 12.7 million U.S. consumers in 2014, according to The 2015 Identity Fraud Study released by Javelin Strategy & Research. That’s a new identity theft victim at every TWO seconds. 15% of all identity thefts are carried out online. The number of people falling victim to online theft in the UK grew by 31% to 32,058 in the first three months of 2015, compared to the same period in 2014.

Another study shows that over 2 Million Americans are victims of Medical Identity Theft, an increase by nearly 22% from last year. And let’s not forget about the recent Anthem breach, the largest healthcare breach in U.S. history, which could affect up to 80 million Americans; the recent username and password theft from Forbes.com; the Kickstarter users’ contact info hack and the massive data breach at Target.

These numbers are scary and the future is not looking at all bright. I told you winter was coming. Jokes aside, online identity theft is a real and close threat to each and every one of us and it’s only going to increase with the boom in online connectivity. So it’s time we talked really seriously about this.

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